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Simple Garden Equipment Financing with KumansTek with ZERO INTEREST

You Can Finance Your Garden Equipment Purchases in Three Different Ways! 

KumansTek offers three (3) easy ways for you to finance your garden equipment purchases from six weeks up to 36 months WITH ZERO INTEREST. Providing you the flexibility to use your equipment today and worry about paying it later. 

Step 1

Add item(s) to your cart and head to the checkout.

 

 

Checkout

Step 2

Choose to checkout with either Klarna, Splitit or Sezzle
 Splitit

 

Splitit gives you the ability to split your purchase over 2, 3, 4, 5, or 6 months interest-free payments for orders up to $3,000 using your Visa and MasterCard credit card.

Checkout with Splitit if:

  • The order is $3,000 or less; and
  • You want to pay over a longer period (up to 6 months versus 6 weeks for Klarna’s Pay in 4); and
  • You don’t mind having your card authorized for the entire order amount (rest assured, you’ll only be charged first month's instalment amount); and
  • You don’t want to run any soft credit checks; and
  • You want to pay 0% interest over the course of your payments.

Splitit FAQs  

Q: Are there any interest or hidden fees applied?
A: Absolutely nothing! Once you place an order your credit card will be preauthorized for the entire value of the order just to make sure the balance is available. However, you'll only be charged for the first month with no added fees, transaction charges, or the likes—the service is completely free to use!
Q: Do you need to do any credit checks?
A: No, there is no impact whatsoever on your credit score if you choose to finance your purchase. During this entire process, we don't even ask for your SSN (social security number). You just need to make sure that there is enough room on the credit card to do a preauthorized charge for the entire value of the order.
Q: How many instalments can I make for an item I want to purchase?
A: You can split your payments and finance any equipment anywhere from 2-6 months.
Q: Can I use PayPal to pay my month instalments?
A: Unfortunately the service only works with Visa and MasterCard at this time.

 

Klarna: 22 Key Facts You Need to Know! - Endless Gain

Klarna offers two products; Pay in 4 and Monthly Financing

Pay in 4

Pay in 4 gives you the ability to split any purchase into 4 equal interest-free payments, with payments being collected every 2 weeks

Choose & checkout with Klarna’s Pay in 4 if:

  • You want to use your debit or credit card; and
  • The order is less than or equal to $1,500; and
  • You want to pay for the order in a shorter timeframe (6 weeks); and
  • You don't want to tie up the entire order amount as an authorization on your credit card; and
  • You don’t mind running a soft credit check; and
  • You want to pay 0% interest over the course of your payments.

Monthly Financing

Klarna offers the ability to finance orders up to $10,000 starting from 6 to all the way 36 months with APR rates ranging from 0-24.99% all through a simple, 2-step application which will provide an instant approval decision within minutes. Once approved, you can easily manage payments & set reminders directly in the Klarna app.

Choose & checkout with Klarna’s Monthly Financing if:

  • You don’t mind running a hard credit check; and
  • You need to finance a larger order that is less than or equal to $10,000.

How it works

  1. Select "Buy now, pay later with Klarna" at checkout.



  2. Sign up or login to Klarna with the bank account you would like to use.
  3. Confirm your purchase.
  4. Klarna will schedule automatic payments over six weeks, interest-free.
  5. Pay in four equal instalments every two weeks with zero interest.

 

FAQs on Klarna

Q: Do I have to complete all payments before my order will ship?

A: No. Once you complete your purchase using Klarna, we will fulfill your products immediately so you can use them right away.

Q: Is a credit check required?

A: Klarna "Pay In 4" doesn't check your credit via traditional means, which means there is no "hard credit" check that will affect your credit score.

Q: Where will payments be taken from?

A: Payments will automatically be taken from the bank account you have on file and you always have the option of paying off your purchase early by signing into your Klarna User Dashboard.

Q: How does Pay in 4 work?

A: When you pay in 4, we split your purchase into 4 equal payments. We collect the first payment when your order ships. The remaining 3 payments are collected every 2 weeks. You spread the cost over 6 weeks, with no interest or fees if you pay on time.

Q: What happens if I miss a payment?

A: We’ll email you if your payment is unsuccessful. We’ll also try one more time to collect it. If we can’t collect it the second time, then it will be added to your next payment along with a late fee of up to $7.00.

 

Shop Now, Pay Later. 0% Interest-Free Payments Through 4 Installments Spread Over 6 Weeks

How Sezzle Financing Works

Eligibility

To be eligible for up to 6 weeks of interest-free financing, you must meet the following criteria:
  • Be at least 18 years old or older
  • Have a valid US mobile number and email address
  • Have an active US bank account
  • Currently, Sezzle financing is only available on items $2,500 or below

How it works

Sezzle is a financing solution that allows you to shop now and pay later on your equipment purchases through interest-free instalment plans. 

Sezzle breaks down purchases into four smaller payments spread over six weeks. 25% is due at the time of the transaction, with the remaining 75% due across three easy payments scheduled every two weeks.

  1. Select Sezzle at checkout.



  2. Sign up or login to Sezzle with the bank account you would like to use.
  3. Confirm your purchase.
  4. Sezzle will schedule automatic payments over six weeks, interest-free.
  5. Pay in four equal instalments every two weeks with zero interest. 

FAQs on Sezzle

Q: Do I have to complete all payments before my order will ship?

A: No. Once you complete your purchase using Sezzle, we will fulfill your products immediately so you can use them right away.

Q: Is a credit check required?

A: Sezzle doesn't check your credit via traditional means, which means there is no "hard credit" check that will affect your credit score.

Q: Where will payments be taken from?

A: Payments will automatically be taken from the bank account you have on file and you always have the option of paying off your purchase early by signing into your Sezzle User Dashboard.

 

 

 

 

★ Judge.me Reviews

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122 reviews
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R
AC Infinity CLOUDLINE T8 - 8" Duct Fan /w LCD Thermal Control
Ricardo S.

me gustó el fan hace el trabajo muy bien

Same product diff name

Sunritek from a overseas company same as every company making any light has much more spectrum options and purchase options.

Questioned my purchase

I appreciate Kumans for reaching out to make sure my order was correct. I ordered a odd item and understand why the reached out. I give them an "A" on customer service.

E
Athena IPM
Edward A.
Now that’s the ticket!!

After mosquitoes made their homes in one of my indoor plants, the baby mosquitoes were everywhere and uncountable. Whithin24 hours of using IPM as directed, not only where their no longer any bugs in the plants but the entire house was bug free!!

Great service

As described, fast shipping. Good product. 👍